Skip to content
Live for EU merchants·See what's new

Payments for high-risk industries.

Bank-to-bank payments through a lean REST API. Our 1-click WooCommerce plugin gets you live in minutes — buyers pay straight from their bank, you receive the funds instantly.

Get started
No credit card required · Start instantly
Online BankingLive
WooCommerce + REST APILive
Live payment demo
Open live
Cannabis commerce

Payments for regulated cannabis commerce.

We onboard compliant cannabis and CBD merchants across the EU and the UK — from compliance check to first live payment.

21+
Industries covered
10 min
Account setup
12h
Avg. onboarding
GDPR
EU compliant

Onboarding in 4 steps

Onboard in 10 minutes, go live in 12 hours.

01
Create account
Set up company and shop.
≈ 10 min
02
Compliance review
Category and license check by our team.
≈ 4 h
03
Test payments
Sandbox flows and test orders.
Sandbox
04
Go live
First payments within 12 hours.
Live!

Ready to accept compliant cannabis payments?

Join the FoxPay platform for regulated cannabis and CBD merchants — onboarding in under 12 hours.

Get started
Integrations

From one-click plugin to custom REST API.

Connect your WooCommerce shop in minutes — or build your own integration with our REST API. Whatever fits your stack.

2 live2 in beta2 soonSDKs: Node · Python · Go · PHP
WooCommerce plugin

One-click integration for WooCommerce.

Install the plugin, connect your FoxPay account, accept A2A payments. Four steps, no code required.

woocommerce
3.0
wordpress
5.0
php
7.2
methods
card · SEPA · QR-Pay · crypto
01
Start onboarding
Create your FoxPay account and enable WooCommerce integration.
~2 minactive
Integrations
Missing an Integration?
Vote for the next platform — we prioritise by demand.
Industries

High-risk specialists for supported industries

We specialize in hard-to-place businesses. Where others see risk, we see opportunity. Get approved for a dedicated merchant account in as little as 48 hours.

Fashion & Apparel

Standard Risk

Apparel, footwear, accessories — D2C, marketplace, pre-orders.

Electronics & Consumer Tech

Standard Risk

Smartphones, laptops, audio, smart home — new and refurbished.

Home & Garden

Standard Risk

Furniture, decor, garden supplies, DIY — including bulky freight items.

Beauty & Cosmetics

Standard Risk

Skincare, fragrance, beauty devices — D2C and subscription.

+2
Payment methods

One pool for every common payment method.

Open Banking and QR-Pay are available through the FoxPay API right now. More methods follow in stages — reach out to sales if you need a specific one prioritised.

2 Live
Online bankingLive
QR PayLive
Credit cardSoon
SEPASoon
Carrier billingSoon
Pay by invoiceSoon
CryptoSoon
What you get

Payments infrastructure that doesn't flinch.

Everything you need for modern bank-to-bank payments — initialisation, status, webhooks and reporting — in a lean REST API.

A2A focused
Account-to-account: the buyer pays directly from their bank, the merchant receives the money straight to their IBAN. No PSP escrow, no card network in between.
Instant merchant settlement
Funds move over Open Banking rails straight from buyer to merchant. No 30-day rolling reserves, no holding period.
One REST API
Open Banking and QR-Pay through a single surface. Idempotent endpoints, signed webhooks, OpenAPI 3.1 spec — always in sync.
Licensed Open Banking partners
We orchestrate through regulator-licensed PISPs and banks across the EU. We never custody merchant funds ourselves.
A2A flow reporting
Conversion and success rates by bank, country and method. Data over anecdotes — straight in the dashboard, exportable.
Humans, on the line
Dedicated team, no help-center tickets. Real people who understand A2A flows and EU bank rails.
Products

Products Modern Merchants

Payment products for online, in-person, and custom commerce flows.

Most Popular

Online Payments

Online payments over Open Banking and QR-Pay — one REST API, signed webhooks, sandbox in 24 hours.

SEPA · OB
Methods
  • Open Banking and QR-Pay
  • Webhook-driven status updates
  • Sandbox before going live
New

A2A focused

Account-to-account: buyer pays straight from their bank, merchant receives the funds instantly. No escrow, no payout system.

Instant
Settlement
  • Direct bank → bank transfer
  • No PSP custody of funds
  • No rolling reserves

Hosted Payment Flow

Clean REST flow between shop, FoxPay and bank — initialize, status, webhook.

REST API
Flow
  • REST · idempotent endpoints
  • Signed webhooks
  • OpenAPI 3.1 spec
Direct
Bank confirmation · no card networks
Instant
Bank-to-bank settlement
38
SEPA countries reachable
Beta
API status · v0.1
Security & Compliance

Security

Every transaction protected by multiple layers of security and compliance

256-bit SSL encryption

All data transmissions are encrypted using industry-standard SSL/TLS protocols

Secure data storage

Customer data is encrypted at rest with restricted access controls

24/7 security monitoring

Real-time monitoring and threat detection systems

Two-factor authentication

Enhanced account security with 2FA support

Structural security through A2A

Because buyers pay directly from their own banking app and FoxPay never stores or forwards card data, the most common e-commerce attack vector disappears entirely.

  • End-to-end encryption
  • Network tokenization
  • Bank authentication 2.0
  • Real-time monitoring
  • ML risk scoring
  • Custom fraud rules
0
Card records stored
No card or PAN data in our environment
FOXPAY IS LIVE

FoxPay is Live

FOXPAY IS LIVE. Open the live app right away and explore the merchant experience. Create your account, test the flow, and start evaluating your setup in minutes.

Public
Active Merchants
<5 min
Setup Time
24/7
Merchant Support
EU
Go live fast

Ready to process what others won't?

Sandbox access in 24 hours. Live in as little as 5 business days after KYB.

Request access
Ready when you are

Stop saying no to revenue.

Sandbox in 24 hours. WooCommerce plugin installed in one click. Bank-to-bank settlement with no escrow or reserves.

Get started
A2A · direct to merchant IBANSEPA-nativeInstant settlementOpen Banking